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Financing

Office photo
Office photo

Convenient Payment Options

At Cherokee Smiles Dental, we do everything we can to help make your trip to the dentist a great experience. We offer a range of payment options to make your time with us as convenient and stress-free as possible:
  • Cash
  • Credit Cards
  • Sunbit
  • CareCredit
  • Smile Select Dental Plan

Online Payments

For your convenience, Cherokee Smiles Dental offers two convenient ways for you to pay your current balance. You can pay online anytime with a debit or credit card or through CareCredit.
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CareCredit
 
Sunbit

Dental Insurance and Worry-Free Billing

The team at Cherokee Smiles Dental is happy to help arrange payment of benefits through your dental insurance carrier as we work with most insurance companies. Even if we are not a part of your insurance network, it still may be possible for you and your family to receive coverage for dental treatment. To find out more, contact one of our financial coordinators by calling us.
Cherokee Smiles Dental accepts most PPO dental insurance plans, including:
  • Aetna
  • Cigna
  • Delta Dental
  • Humana
  • MetLife Dental
  • United Concordia Dental
Dr. Conway & Dr. McCalla

See if your checkup is covered

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Tricare Retiree Dental Program
Tricare Active Reservists
Reliance Standard Life
Regence Blue Cross/Blue Shield of Oregon (out of State Providers)
Public Employee Health Program (PEHP)
Principal
PrimeWest
PrimeCare, Wisconsin State and Federal Employees and Medicaid
Medicaid of Utah
Managed DentalGuard
Level
UniCare
UFT Welfare Fund
Standard Insurance Co. of New York
Standard Insurance
Skygen USA
SelectHealth
Securian/Patriot Dental
Decare Dental Health International (DDHI)
Delta Dental of New York
Delta Dental of New Jersey
Delta Dental of Indiana
Delta Dental Ins. Co. - Georgia
Delta Dental Ins. Co. - Florida
Delta Dental of Delaware
TRICARE Dental Program (TDP)
Sun Life Financial (United Concordia)
Securian Dental
Oklahoma DRS Doc
North Dakota Dental Service
Molina
Minnesota Blue Cross Dental (UCCI)
Phoenix Health Plans (DentaQuest)
Medicaid of Wisconsin, PrimeCare
Medicaid of Connecticut
Humana
Hershey Healthsmile
Healthsource Provident
HealthScope Benefits (Tribute Health Plan)
HealthScope Benefits/ Morris Associates
HealthScope Benefits / EHC Repricing
HealthScope Benefits/ACPMO
HealthScope Benefits
HealthChoice Oklahoma
Healthcare Highways
Physicians Mutual (Dental)
Florida Combined Life (Dental)
First Reliance Standard
Empire Blue Cross/Blue Shield
Direct Dental Administrators, Inc.
Deseret Mutual Benefit Administrators
DentaQuest - Government
Dental Guard Preferred
Delta Dental (Northeast - ME, NH, and VT)
DDIC
Medicaid of Texas - MCNA
Medicaid of Texas - DentaQuest
Medicaid of Tennessee, BlueCare
Medicaid of New York
Medicaid of Minnesota
Medicaid of Michigan
Medicaid of Indiana
Medicaid of Alabama
International Brotherhood of Electrical Workers (IBEW), Local 38 Health & Welfare Fund
Humana Specialty Benefits State of Florida Dental
Humana Specialty Benefits Florida Healthy Kids Dental
Humana CompBenefits Federal Plan Dental
HDS Medicaid
Hawaii Dental Service
Guardian Life Insurance Co. of America
Golden West Dental
Delta Dental of South Carolina
DeltaCare USA - Encounters
Delta Dental of Washington DC
Delta Dental Ins. Co. - Texas
Blue Shield of Washington / Regence of Washington Health
United Healthcare Global (Inside U.S.)
United Healthcare
United Concordia - Tricare Dental Plan
MetLife
Medicaid of Wisconsin, Humana / TDC
Medicaid of Wisconsin - DentaQuest
Medicaid of Washington
Managed Care of North America, Inc. (MCNA)
Delta Dental of California
Delta Dental Ins. Co. - Alabama
Indiana/Kentucky/Ohio Regional Council of Carpenters Welfare Fund
Connecticut General (CIGNA)
Advantica
AARP Dental Insurance Plan
3M Dental Services
32 BJ
Delta Dental of West Virginia
Delta Dental of Washington
Delta Dental of Virginia
Delta Dental Ins. Co. - Utah
Blue Cross Blue Shield of Illinois
Blue Cross Blue Shield of Wisconsin FEP - Anthem
Blue Cross Blue Shield of Virginia - Anthem
Blue Cross Blue Shield of Ohio - Anthem
United Concordia
MetLife
Humana
Delta Dental
Cigna
Aetna
+

Smile Now,
Pay-over-time.

We’ve partnered with Sunbit to provide flexible monthly payments!

LET'S GO!
Smiling mother and daughter
Over

85%

get approved
+

We've partnered with CareCredit to offer monthly financing for as low as

$0
0%
0
***Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.

See why patients love Cherokee Smiles Dental

Shannet M.

Cherokee Smiles Dental has all around great service. They are very thorough and explain everything that is going on with my teeth and gum that was never explained to me before. We just relocated and all the other dental offices I called I never receive a call back when I leave messages. Thank you for your professionalism and thoroughness.
Janet N.

I Love my Dental Hygienist Elaine, she is very gentle and caring and shares information needed to do better to care for my teeth. Dr. Phung is gentle and thorough. He explains what is going on & what they will be watching for.
Chris R.

changes over the years in ownership and staff, they have consistently displayed this level of professionalism and customer service.
Rachel S.

I've been trying to find a new dentist for years and am so glad I came across the reviews for this practice. The staff was very friendly!! They genuinely seemed concerned about my dental health first, not padding their pockets!!!
Shannet M.

Cherokee Smiles Dental has all around great service. They are very thorough and explain everything that is going on with my teeth and gum that was never explained to me before. We just relocated and all the other dental offices I called I never receive a call back when I leave messages. Thank you for your professionalism and thoroughness.
Tracy M.

I've been with my hygienist, Elaine, for over 20 years. She is such a lovely person. She is wonderful at her job and always makes sure that I am comfortable and that I understand everything that she does. The new dentist Dr. Phung is very caring also.
Janet N.

I Love my Dental Hygienist Elaine, she is very gentle and caring and shares information needed to do better to care for my teeth. Dr. Phung is gentle and thorough. He explains what is going on & what they will be watching for.
Becky S.

I just had a wonderful experience with Dr. Phung and his great assistant Pamela. Everyone there is always friendly and explains what is being done and what needs to be done. I have been going to this office for a very long time and always have a great experience
Chris R.

changes over the years in ownership and staff, they have consistently displayed this level of professionalism and customer service.
Lauren N.

We hit the jackpot when we found this Dentist, even when the practice changed hands the quality of care was maintained or exceeded expectations. The Doctor and staff are wonderful and personable. If you need a dentist this is the place to go.
Patrick S.

Excellent. No one wants to go to the dentist. But I can tell you they made it easy and all the staff were professional and caring. From start to finish it was a great experience.
Ender

Awesome staff!! They were great with my oral cancer screening...quick and easy!! Getting yours done only takes a minute and is painless! Dentist answered all my questions...receptionists are professional and hygienist Elaine was friendly and great! Love this place 💕
Rachel S.

I've been trying to find a new dentist for years and am so glad I came across the reviews for this practice. The staff was very friendly!! They genuinely seemed concerned about my dental health first, not padding their pockets!!!
SS B.

Very friendly, caring professionals here. The doctors don't try to sell you services that you don't need, and genuinely care about your health. They are very knowledgeable. The atmosphere is nice and comforting. I highly recommend everyone to try this dental office.
Balfour Family

Love going here. They have the best dental team. Make you feel very comfortable. Very friendly staff. They take the time to get to know you and help you out as much as they can.
Rin S.

Great first time experience! My husband was relieved and very pleased with the excellent workmanship and Dr. Phung's relaxing demeanor. Pam and Dr. Phung were top notch. Thanks Cherokee Smiles!
Shannet M.

Cherokee Smiles Dental has all around great service. They are very thorough and explain everything that is going on with my teeth and gum that was never explained to me before. We just relocated and all the other dental offices I called I never receive a call back when I leave messages. Thank you for your professionalism and thoroughness.
Tracy M.

I've been with my hygienist, Elaine, for over 20 years. She is such a lovely person. She is wonderful at her job and always makes sure that I am comfortable and that I understand everything that she does. The new dentist Dr. Phung is very caring also.
Chris R.

changes over the years in ownership and staff, they have consistently displayed this level of professionalism and customer service.
Ender

Awesome staff!! They were great with my oral cancer screening...quick and easy!! Getting yours done only takes a minute and is painless! Dentist answered all my questions...receptionists are professional and hygienist Elaine was friendly and great! Love this place 💕
SS B.

Very friendly, caring professionals here. The doctors don't try to sell you services that you don't need, and genuinely care about your health. They are very knowledgeable. The atmosphere is nice and comforting. I highly recommend everyone to try this dental office.
Balfour Family

Love going here. They have the best dental team. Make you feel very comfortable. Very friendly staff. They take the time to get to know you and help you out as much as they can.
Rin S.

Great first time experience! My husband was relieved and very pleased with the excellent workmanship and Dr. Phung's relaxing demeanor. Pam and Dr. Phung were top notch. Thanks Cherokee Smiles!
Tracy M.

I've been with my hygienist, Elaine, for over 20 years. She is such a lovely person. She is wonderful at her job and always makes sure that I am comfortable and that I understand everything that she does. The new dentist Dr. Phung is very caring also.
Janet N.

I Love my Dental Hygienist Elaine, she is very gentle and caring and shares information needed to do better to care for my teeth. Dr. Phung is gentle and thorough. He explains what is going on & what they will be watching for.
Becky S.

I just had a wonderful experience with Dr. Phung and his great assistant Pamela. Everyone there is always friendly and explains what is being done and what needs to be done. I have been going to this office for a very long time and always have a great experience
Chris R.

changes over the years in ownership and staff, they have consistently displayed this level of professionalism and customer service.
Lauren N.

We hit the jackpot when we found this Dentist, even when the practice changed hands the quality of care was maintained or exceeded expectations. The Doctor and staff are wonderful and personable. If you need a dentist this is the place to go.
Patrick S.

Excellent. No one wants to go to the dentist. But I can tell you they made it easy and all the staff were professional and caring. From start to finish it was a great experience.
Ender

Awesome staff!! They were great with my oral cancer screening...quick and easy!! Getting yours done only takes a minute and is painless! Dentist answered all my questions...receptionists are professional and hygienist Elaine was friendly and great! Love this place 💕
Rachel S.

I've been trying to find a new dentist for years and am so glad I came across the reviews for this practice. The staff was very friendly!! They genuinely seemed concerned about my dental health first, not padding their pockets!!!
SS B.

Very friendly, caring professionals here. The doctors don't try to sell you services that you don't need, and genuinely care about your health. They are very knowledgeable. The atmosphere is nice and comforting. I highly recommend everyone to try this dental office.
Balfour Family

Love going here. They have the best dental team. Make you feel very comfortable. Very friendly staff. They take the time to get to know you and help you out as much as they can.
Rin S.

Great first time experience! My husband was relieved and very pleased with the excellent workmanship and Dr. Phung's relaxing demeanor. Pam and Dr. Phung were top notch. Thanks Cherokee Smiles!

Not using insurance?
Here’s what to expect.

First Dental Cleaning
70 mins
$350
6-Month Dental Cleaning
70 mins
$200-$315*
Whitening
60 mins
$495
*Your exact cost will depend on whether you need any imaging.

Affordable smile makeovers

New Patient Special

$119
Includes: Exam, Cleaning* & Full Mouth Xrays
Restrictions: *In the absence of Periodontal Disease. Cannot be Combined with Insurance or Other Offers. Limited Time Offer. New Patients Only.

Teeth Whitening

$299
Restrictions: Cannot be Combined with Other Offers.
Limited Time Offer. New Patients Only.

Your Next Visit

20% OFF
Restrictions: Cannot be Combined with Other Offers.
Limited Time Offer. New Patients Only.

Emergency Exam

$59
Restrictions: Cannot be Combined with Insurance or Other Offers.
Limited time offer. New patients only.

Enroll in the Smile Select Dental Plan Today!

No insurance? No problem! For patients without insurance coverage, we offer the Smile Select Dental Plan. Our affordable in-house dental plan covers the cost of preventive care in addition to providing substantial discounts off the usual and customary fees for routine dental services. The Smile Select Dental Plan is not insurance, therefore all applicants are guaranteed acceptance. And you can have added confidence knowing this is a licensed discount dental plan!
A beautiful lady smiling
Team photo

The Benefits Of The Smile Select Plan Include:

  • Immediate plan activation
  • NO waiting periods
  • NO claim forms to submit
  • Specialty Services included if available at our office
  • Low yearly membership fee
  • NO annual maximums
  • Cosmetic Services included
Please don’t hesitate to contact us today to learn if we accept your plan, or if you have any questions about the financial aspects of your treatment. Our team members are always here to help.

We'll help you with your insurance